The Microfinance sector in India is poised for exponential growth. It has been estimated that the demand for microfinance in the country is of the order of Rs. 1,50,000 crores. As per the available reports from Sa-Dhan and the estimates provided by NABARD, only about 20 % of the demand has been met, even if we take into account all the loans given by the MFIs and also through the NABARD SHG credit linkage program. Even within the country, most of the microfinance activity seems to be happening in the South, whereas there is so much of unmet demand in other regions, especially the North and the East. However, even in the most happening places, there is immense scope for improvement in several areas like MIS, Portfolio Risk Assessment, Human Resources, Capital Structuring, Governance, Transparency, Business Planning, Credit Linkage etc.

Who we are?
The Company, promoted and managed by professionals and functional experts in Microfinance was incorporated in the year 2002. The main objective behind setting up the Company was to catalyze the growth of the Microfinance sector by providing appropriate guidance and consultancy services as and when required. Apt Source processes are designed to give professional as well as customized services as per the needs and requirements of the client. Apt Source always aspires to provide the most cost effective as well as the appropriate service. Due to the rich experience of its core team in this sector, Apt Source has been successful in becoming a one stop solution for all the issues related to Micro Finance Institutions.